April 2009

Bank owned properties currently dominate most of California’s well priced active listings on the market.  In the following report we will discuss 5 insider secrets you absolutely must know before you begin your search.    As a Sr. Loan Officer handling the home loans for many current home buyers in California, I have an advantage [...]

One of the most important factors in qualifying for a VA home loan is the debt-to-income ratio.  In this post I will explain this so you can be aware of your own debt-to-income ratio and make sure it is where you need to qualify for a VA loan. There are 2 different important ratios VA underwriters look [...]

With 30 year interest rates falling once again to incredibly low levels, this is a great time to think about lowering your interest rate with a VA loan streamline refinance.  This loan is technically called a IRRRL.   Here are some highlights of the VA streamline refinance: You have to be already in a VA loan to do a VA [...]