July 2009

VA Home Loans for active military and veterans is the only 100% financing program available today other than the USDA rural loan (which is only available in select rural areas).  So the VA Loan benefit is a really outstanding benefit to gain homeownership that all eligible veterans and active military should utilize. VA has different limits for [...]

Don’t forget the amazing once in a lifetime deal the U.S. Government is offering right now for first time home buyers.  Of course this is also available to first time homebuyers using their VA eligibility to purchase a home.  And technically you don’t have to be a first time home buyer, you just can’t have [...]

I wanted to revisit what to pay attention to with respect to your credit a when you apply for a VA Loan.   It is really a shame that many of the home buyers I speak to have everything required to qualify for their dream house (income, down payment, job history), but little details on their credit reports are holding their score down and [...]

VA home loans for veterans and active military are probably the best home loans available today.  Here are some of the highlights: 100% financing – so you need zero down No monthly mortgage insurance (unlike FHA and conventional loans with less than 20% down) You do not need perfect credit, in many cases 100% VA [...]