Friday, July 30, 2010

VA Loan Streamline Refinance in California

July 1, 2010

It is an understatement to say the bottom has fallen out of VA loan interest rates!  30 year fixed VA loan interest rates are at record lows, beyond imagination.  And the great thing about having a VA loan in place, is VA has a great program called a VA loan streamline refinance that allows you [...]

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Get a VA Loan in California and Pay Principle Down Vs. Rent to Landlord

June 22, 2010

Two of the main benefits when you get a VA loan to buy a home vs. renting are; #1 when you buy, you get to deduct the VA loan interest + property taxes and pay less income tax.  And #2 when you have a fully amortized VA mortgage, every month when you make your mortgage payment, you pay down part of the principle of [...]

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Get a VA Loan in California Two Years After Chapter 7 Bankruptcy

June 3, 2010

During recessions and difficult economies, personal bankruptcies often rise as people lose their jobs and have difficulty paying their bills.  The most popular form of personal bankruptcy is a Chapter 7 bankruptcy.   The good news is active military and veterans can qualify VA loan to buy a new primary residence only two years after your [...]

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Tips and Traps When You Get a VA Loan To Buy a Short Sale in California

June 2, 2010

As any buyer out there looking for a home to buy in California can see, there are a lot of short sales listed for sale.   It is very likely those active military and veterans that qualify VA loan and that are using their VA loan benefits, will be making offers on many short sales on their journey to purchase their home.   [...]

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Get a VA Loan Two Years After Foreclosure in California

June 1, 2010

As we all are aware of, many homebuyers have gone through hard times the last few years with high unemployment rates and falling home values.  And some former home owners have lost their homes to foreclosure in the last few years.  The good news for VA eligible active military and veterans who are eligible to [...]

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