VA Loan California

The Best of VA home loans in California

This post outlines some of the best highlights of VA home loans in California: VA home loans are 100% financing zero down payment VA home loan requirements allow for a very high debt-to-income ratio, even higher than FHA and conventional loans VA loan limits go up to $1 million with zero down in San Francisco, [...]

va loan refinance

VA Cash Out Loan Refinance to 100% of Property Value

VA is the only loan type that allows a cash out loan refinance to 100% of the properties current value.  A VA cash out refinance is very different from a VA loan streamline refinance.  A VA loan streamline refinance is for borrowers that already have a VA loan and just want to lower their VA [...]

va loan after foreclosure california

VA Loan After Foreclosure in California

  The good news is it only takes a two year wait after having a foreclosure to get a VA home loan in California.  In this economy many veterans across the state of California have lost their home to foreclosure in the past few years, but many of those veterans are already eligible to use [...]

get a va loan after a short sale in california

VA Loan Requirements After Short Sale In California

It is very common the last few years that many sellers of properties had to complete a “short sale” to sell their home because the sales price was lower than mortgage loan balance they had on the property.  This is called a “short sale”.    The good news is that you can apply for a VA [...]