30 Year Fixed Interest Rates

The USDA (United States Department of Agriculture) Home Loan is a very little known 100% financing home loan available to people buying homes in rural areas of California and the rest of the U.S.  This is another option for those who qualify for VA loan, but may already have a VA in place and need [...]

VA loans are currently the most liberal loans out there in terms of providing borrowers cash-out on refinances all the way up to 100% of the property’s value.  Also remember, if you are eligible for a VA loans, you can refinance your conventional loan into a VA loan.  Perhaps you have an adjustable rate loan [...]

VA still offers a great way for borrowers who have VA loans to drop the interest rate on their home loan without much hassle.  This is called the VA IRRRL Loan, also known as the VA Streamline refinance. There have been some changes to this loan in many states because of falling home values.  Traditionally, [...]