Conventional Loan

VA home loan rates have once again fallen though the floor where they are breaking record loans again.   So if you haven’t yet it could be a great chance to take a look a VA loan refinance to lower your payment and dramatically lower the amount of interest you pay on your mortgage per year.  [...]

VA is the only loan type that allows a cash out loan refinance to 100% of the properties current value.  A VA cash out refinance is very different from a VA loan streamline refinance.  A VA loan streamline refinance is for borrowers that already have a VA loan and just want to lower their VA [...]

If you are a VA eligible borrower you may want to take advantage of today’s incredible home prices in California and rent out your current primary residence and buy a new home to live in with a 100% financing VA loan.   Remember, if you currently have a VA loan on your current home, you can’t [...]

VA loans are currently the most liberal loans out there in terms of providing borrowers cash-out on refinances all the way up to 100% of the property’s value.  Also remember, if you are eligible for a VA loans, you can refinance your conventional loan into a VA loan.  Perhaps you have an adjustable rate loan [...]