If you had to go through a foreclosure in the past few years there is some great news. You only have to wait two years to apply for a VA home loan after your prior foreclosure. They key is to look up the exact date the property deed transferred out of you name on the prior foreclosure, [...]
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Short sales have been very common throughout the state of California the last four years. Many borrowers have found themselves upside down on their properties after the decline in house prices mostly in 2008 and 2009. The good news is that you can get a VA loan only two years after a short sale. This means many [...]
VA loan credit scores do not have to be perfect to successfully qualify for a VA home loan in California. But there are certain VA loan requirements for credit scores that has to be met. As a general rule, you will need your VA loan credit score to be over 620 to be able to get [...]
The good news is the your VA loan credit score does not have to be perfect to get a 100% financing VA loan to buy a home in California, or to complete a VA loan refinance. You can get a VA loan in California with generally down to a 600 credit score as long as [...]
The state of California has extended and improved the $10,000 tax credit for home buyers in California. The old tax credit used to only be for brand new built homes, now the tax credit includes ALL first time home buyers buying ANY type of primary residence, brand new or resale. This is wonderful news those who first time home buyers [...]
