Fha Loans

The Best of VA home loans in California

by rob on November 16, 2011

This post outlines some of the best highlights of VA home loans in California: VA home loans are 100% financing zero down payment VA home loan requirements allow for a very high debt-to-income ratio, even higher than FHA and conventional loans VA loan limits go up to $1 million with zero down in San Francisco, [...]

VA Loan Limits In California

by rob on September 2, 2011 · 2 comments

One of the really nice things about VA lending is that VA has very high loan limits throughout the state of California for zero down VA loans.  In many cases a VA borrower can get 100% financing on a VA loan to a much higher loan amount than conventional or FHA loans with a down [...]

The state of California has extended and improved the $10,000 tax credit for home buyers in California.  The old tax credit used to only be for brand new built homes, now the tax credit includes ALL first time home buyers buying ANY type of primary residence, brand new or resale.   This is wonderful news those who first time home buyers [...]

VA lending to active military and veterans remains the incredibly flexible, 100% zero down home loan it always has been as other types of home loans continue to significantly tighten their lending guidelines.  Here are some examples: VA loan credit score: You can still get a 100% zero down VA loan with a 600 credit [...]

Remember if you go into contract by April 31st 2010 you get a $8,000 tax credit from the IRS.  This is really an amazing once in a lifetime type of deal.  You literally get a $8,000 check from the IRS.  And if you are VA eligible you can get a VA loan with 100% financing. [...]

If you are a VA eligible borrower you may want to take advantage of today’s incredible home prices in California and rent out your current primary residence and buy a new home to live in with a 100% financing VA loan.   Remember, if you currently have a VA loan on your current home, you can’t [...]

The USDA (United States Department of Agriculture) Home Loan is a very little known 100% financing home loan available to people buying homes in rural areas of California and the rest of the U.S.  This is another option for those who qualify for VA loan, but may already have a VA in place and need [...]