Income Documentation

Another Great Time For a VA Refinance Loan In California

by rob on January 10, 2012

VA home loan rates have once again fallen though the floor where they are breaking record loans again.   So if you haven’t yet it could be a great chance to take a look a VA loan refinance to lower your payment and dramatically lower the amount of interest you pay on your mortgage per year.  [...]

VA Cash Out Loan Refinance to 100% of Property Value

by rob on September 6, 2011 · 1 comment

VA is the only loan type that allows a cash out loan refinance to 100% of the properties current value.  A VA cash out refinance is very different from a VA loan streamline refinance.  A VA loan streamline refinance is for borrowers that already have a VA loan and just want to lower their VA [...]

Refinancing From a Non VA Loan to a VA Loan and Get Cash Out

by rob on November 16, 2009 · 5 comments

VA loans are currently the most liberal loans out there in terms of providing borrowers cash-out on refinances all the way up to 100% of the property’s value.  Also remember, if you are eligible for a VA loans, you can refinance your conventional loan into a VA loan.  Perhaps you have an adjustable rate loan [...]

Some Changes in the VA Streamline Refinance IRRRL Loan

by rob on November 9, 2009 · 2 comments

VA still offers a great way for borrowers who have VA loans to drop the interest rate on their home loan without much hassle.  This is called the VA IRRRL Loan, also known as the VA Streamline refinance. There have been some changes to this loan in many states because of falling home values.  Traditionally, [...]