If you had to go through a foreclosure in the past few years there is some great news. You only have to wait two years to apply for a VA home loan after your prior foreclosure. They key is to look up the exact date the property deed transferred out of you name on the prior foreclosure, [...]
Loan Officer
Short sales have been very common throughout the state of California the last four years. Many borrowers have found themselves upside down on their properties after the decline in house prices mostly in 2008 and 2009. The good news is that you can get a VA loan only two years after a short sale. This means many [...]
VA loan credit scores do not have to be perfect to successfully qualify for a VA home loan in California. But there are certain VA loan requirements for credit scores that has to be met. As a general rule, you will need your VA loan credit score to be over 620 to be able to get [...]
If you have had a previous short sale, foreclosure, deed in lieu, or non re-payment of a VA loan in the past you still may have eligibility for a 100% financing VA loan. What happens when VA does not get repaid in full for a VA loan that a borrower had in the past, [...]
Many VA borrowers across the state of California may owe some excess state or federal taxes from previous years that show up on their VA credit report as an existing tax lien. The good news is VA home loan requirements allow borrowers to be approved for a VA loan even if they have an existing tax [...]
