Va Loan

There are thousands and thousands of VA eligible homeowners in California that have gone though a short sale in the past few years in California.  The great news for those that are eligible for VA financing is that you only have to wait two years from the date the deed to the property that short [...]

VA Loan Rates are amazing at the moment and with home prices significantly down from there 2006 peak, buying a home in San Diego with your VA Loan maybe the best decision you make in 2012.

It is very common the last few years that many sellers of properties had to complete a “short sale” to sell their home because the sales price was lower than mortgage loan balance they had on the property.  This is called a “short sale”.    The good news is that you can apply for a VA [...]

The state of California has extended and improved the $10,000 tax credit for home buyers in California.  The old tax credit used to only be for brand new built homes, now the tax credit includes ALL first time home buyers buying ANY type of primary residence, brand new or resale.   This is wonderful news those who first time home buyers [...]

When you get a VA loan it is required that you have a termite inspection done and you get all section 1 and section 2 items on the termite report fixed and then get a termite clearance report from the termite inspection company before the lender will fund your VA loan.  Additionally, when you buy [...]

If you are planning on using a VA loan to purchase a property, they very first thing you should do before you begin to spend your valuable time driving around town looking for houses is to get fully approved for a VA loan.   There are a lot of details involved when you apply VA loan.   [...]

As mentioned in earlier posts, the $8,000 federal tax credit was extended to April 2010.    This can enable you to get $8,000 back from the IRS for buying a home and $6,500 if you are a move up buyer.  Here are some important additional facts about the tax credit: 1.  You must buy – or [...]