This post outlines some of the best highlights of VA home loans in California:
- VA home loans are 100% financing zero down payment
- VA home loan requirements allow for a very high debt-to-income ratio, even higher than FHA and conventional loans
- VA loan limits go up to $1 million with zero down in San Francisco, Oakland and the Bay Area. VA loan limits in Los Angeles, Orange County, Santa Barbara, Santa Ana, Anaheim go up to $700,000. San Diego VA loan limits are $546,250. VA loan limits in many other parts of the state such as Sacramento, Fresno, Santa Rosa, Redding, Bakersfield go up to $417,000 with zero down
- VA loan interest rates are a ALL TIME LOWS
- VA streamline refinance allows you to drop down to the market interest rate and you do not need to provide any income or asset documentation, and many times no appraisal
- VA loan credit does not have to be perfect. Call us we are experts at assisting veterans and active military with their credit
I hope this gives you a primer on some of the top highlights of getting a VA home loan in California. Don’t hesitate to call or email if you have any questions regarding getting a VA loan in California.
Best Regards,
Rob Chomentowski
858-922-7899, homeloan8@gmail.com
Sr. Loan Officer (and VA specialist)
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