Use 100% VA Financing to Buy This Remodeled San Diego California area Home

by rob on January 13, 2011 · 1 comment

This home in the Vista area of San Diego California is an example of the the excellent deals available now in the coastal areas of California that can be financed with zero down VA financing with VA interest rates still hovering around 60 year lows.  These houses were going for around $450,000 at the peak of the market five years ago, now you can get one for $269,000 that has been fully remodeled with granite counter tops throughout, brand new kitchen and bath, brand new roof, new windows, new flooring throughout, new copper plumbing and drain lines, new furnace, new garage door and new sprinkler system.  This house is a close commute to Camp Pendleton and the payment can be less than rent in many cases.  And after your tax write off and monthly principle pay down, WAY less than rent.

kitchen

front view

A nice thing with newly remodeled homes like this is you can get a VA loan with no problems regarding the condition of the property or issues regarding the termite clearance with VA financing.  These items have generally been taken care of by the house re-modeler.

So give us a call at 858-922-7899 or email at homeloan8@gmail.com if you would like to find out more about getting VA financing to buy a home.  Below are some of the most up to date advantages of VA financing.

  • VA loans are still 100% financing zero down loans.  They are the only 100% financing loans available today.
  • VA loan limits for 100% financing in California go up to $1,000,000 in Bay Area counties such as San Francisco, Alameda, San Mateo and $843,750 in the San Jose area.  Los Angeles and Orange County go up to $700,000 with VA loan limits and San Diego $537,500.  You can go over these VA loan limits with a small amount down.
  • VA loan credit does not have to be perfect.  There are many cases where we can get you a VA loan with a score below 620 or work with you to quickly raise your score
  • VA loan streamline refinances are still the easiest way to drop your current VA loan down to market VA interest

Don’t hesitate to email homeloan8@gmail.com or call at 858-922-7899 if you would like to be approved for a VA loan in California.

Regards,

Rob Chomentowski

858-922-7899

Sr. Loan Officer (and VA specialist)

homeloan8@gmail.com

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