Cal Vet to VA Streamline Refinance

Many VA eligible home owners in California have what are called Cal Vet home loans on their homes.  These loans are similar to VA loans and are many times insured by the VA.  Cal Vet does not offer a streamline refinance for these owners to lower their interest rates.  But the great news is that […]

The Top 5 Benefits of the VA Home Loan Program

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VA Income Requirements In San Diego

This article will explain how VA underwriters determine VA borrower’s income to qualify for a VA home loan in California.  There are many different ways veterans applying for VA home loans earn income through their employment.  They can be paid hourly, salary, 1099 and be self-employed.  Below I will explain how each type of income […]

VA Funding Fee Waived For Veterans Who Receive Disability Pay

One of the great benefits of getting a VA home loan is that the VA funding fee is waived for veterans who receive any amount of disability pay.  This is a really huge benefit.  The VA funding fee is charged by the Veterans Administration on VA home loans to insure the VA loan program.  The […]

VA Partial Entitlement Calculation in California

When an active military member or veteran has not used their VA loan eligibility before or has had their VA loan eligibility fully restored that have what is called “full entitlement”.  This means they can get a VA home loan for 100% of the VA county loan limit of whatever county they are purchasing in. […]

How To Get Started With a VA Loan in San Diego

This article is about the basics you need to get started in applying for a VA home loan.  First of all, VA home loans are a tremendous benefit for active military, veterans and reservists.  VA home loans are 100% financing home loans with no monthly mortgage insurance and very low 30 year fixed interest rates. […]

VA Jumbo Loan After Short Sale in San Diego

We have a special niche in the market where we are able to qualify borrowers for a VA jumbo home loan only one year after a short sale in San Diego (this applies to all of California).  You only have to wait for 12 months to pass before you can once again fully qualify for […]