Get a VA Loan Only One Year After Short Sale in California
April 29, 2013 By rob
It is amazing how quickly you can be back on your feet after a prior short sale and approved for a VA home loan to purchase a new home in California. We only require one year after a short sale is completed to apply for a VA home loan in California. The key date to [...]
Interest Rates Still Strong For VA Streamline Refinance
April 24, 2013 By rob
The amazing thing is that VA loan interest rates continue to stay incredibly low as they have been now for many years in a row. Making it as excellent a time as ever to for any borrower that currently has a VA home loan to look into a streamline refinance. VA streamline refinance is designed [...]
Get a VA Loan Two Years After Foreclosure in California
April 2, 2013 By rob
One of the great things about VA home loans is there is only a two year wait after having a prior foreclosure to be able to apply for a VA loan in California. So if you had a foreclosure two years ago and you are thinking about buying a new home, if you have VA [...]
Get a VA Jumbo Loan After Short Sale in California
March 27, 2013 By rob
I wanted to address specifically about the VA home loan requirements for a VA jumbo loan after a short sale. As many lenders impose different requirements for VA jumbo loans vs. VA standard loans. Let’s first address what a VA jumbo loan is. A VA jumbo loan is any VA loan that is over $417,000. [...]
VA Loan Credit Score Requirements In California
March 21, 2013 By rob
A great aspect of getting a VA home loan in California is that a borrowers VA loan credit score does not have to be perfect. You can apply for a VA home loan in California even if your credit score is not perfect. Below is some general information regarding VA home loan requirements and credit [...]
VA Loan Refinance To 100% of Appraised Value In California
March 15, 2013 By rob
VA home loan requirements allow for VA borrowers to refinance up to 100% of the appraised value of their home. This applies in two circumstances: 1. VA IRRRL streamline refinance (in many cases there is no appraisal with VA streamline refinances, so technically the loan amount in the refinance could go beyond 100% of the [...]
2013 VA Mortgage Loan Limits in California
March 8, 2013 By rob
VA mortgage loan limits for California counties have been adjusted for 2013. Below are the up to date VA loan limits selected counties in California: Alameda County: $987,500 Los Angeles County: $668,750 Orange County:$668,750 Santa Cruz County:$668,750 Monterrey County: $425,000 Napa County: $521,250 San Benito:$823,750 San Diego County: $500,000 San Luis Obispo County: $481,250 Santa [...]
